Financial analysis, Reporting to the Central Bank of Armenia, Reporting to tax service of Armenia, accounting, Automatization of processes

Client relationship, Currency exchange transactions, negotiations with banks, reporting to the Central Bank of Armenia

Loan portfolio analyses Identification and assessment of “red flexes” in loan portfolio Implementation of Stress-testing of retail loans portfolio Armenian Macroeconomic overview Forecasting and monitoring market trends Understanding of correlation between macroeconomic indicators and loans portfolio quality Financial modeling based on linear regression analysis to forecast bank's losses depending on different possible scenarios of macro-economic development

Senior Accountant, Acting deputy head of IFRS, Department of financial reporting under IFRS  Transformation of financial report from RAS (Russian Accounting Standards) to IFRS (International Financial Reporting Standards), including relative adjustments  Preparation of the Financial Report and related notes  Preparation of financial information for rating agencies  Communication and cooperation with other departments and with external auditors as well  Communication with external auditors

* Transformation from RAS (Russian Accounting Standards) to IFRS (International Financial Reporting Standards) of balance sheet and income statement accounts assigned, including relative journal entries * Preparation of related notes to the Financial Statements ; * Participation in preparation of the Financial Report ; * Communication and cooperation with other departments and with auditors as well Previous positions at ``Bank Uralsib'' OJSC: * IFRS Expert, Department of financial reporting under IFRS ; * Senior specialist in IFRS, Department of financial reporting under IFRS ; * Specialist in IFRS, Department of financial reporting under IFRS

Auditor, Global Financial Services * Participated in audit, from initial planning phase to the issuance of financial statements, of more than 10 different engagements, including large government, retail, investment and corporate banks, and leasing companies; * Engaged in substantive and analytical procedures of significant balance sheet and income statement accounts: Cash and Cash equivalents, Due to/from other Banks, Fixed assets, Securities, Customer accounts, Other assets, Other Liabilities, Equity, Income and Expense accounts. * Performed identification, evaluation and mitigation of business risks based on detailed understanding of client's business and internal control * Participated in review of securitization of a portfolio of mortgage loans ; * Developed technical expertise in advising clients on accounting, financial and internal control matters. Prepared memorandums to support various conclusions on accounting issues based on research in professional guidance.

Negotiation with Visa International Payment System; Preparation of monthly, quarterly and annual reports on card issuing and acquiring operations; Control on issued and acquired cards daily transactions; Generation of monthly statements from card accounts; Regulation of dispute operations.

ACCA in process

Management, Accounting and audit