Tasks and responsibilities - providing and interpreting financial information; - monitoring and interpreting cash flows and predicting future trends; - analyzing change and advising accordingly; - formulating strategic and long-term business plans; - researching and reporting on factors influencing business performance; - analyzing competitors and market trends; - developing financial management mechanisms that minimize financial risk; - conducting reviews and evaluations for cost-reduction opportunities; - managing a company's financial accounting, monitoring and reporting systems; - producing accurate financial reports to specific deadlines; - managing budgets; - arranging new sources of finance for a company's debt facilities; - supervising staff; - keeping abreast of changes in financial regulations and legislation. Achievements Successfully completed projects of apartment buildings, first successful project of apart-hotel in Yerevan.

Tasks and responsibilities - Ensuring outstanding customer satisfaction by maintaining strong working relationships; - Guiding and leading team members to deliver products/services that meet or exceed the customer requirements; - Managing and training resources to ensure quality and consistency of service to customers; - Scheduling and conducting status meetings with appropriate development resources and customers; - Ensuring high level of banking products and services sales to large corporate clients with a purpose of loan portfolio increasing; - Developing new financial products; - Representing the bank in official negotiations with corporate customers and correspondent banks; - Organizing current and expected work planning and operational management; - Participating in the preparation of annual business plans of the bank; - Fundraising from international financial organizations; - Negotiations with customer’s regional and international partners and correspondent banks in order to implement international transactions with foreign funding. Achievements Over 100 large corporate clients portfolio for total 250 mln. US dollars, reaching 1st position in banking system of Armenia.

Tasks and responsibilities - Organizing all trade finance related transactions, including but not limited to: issuing of letters of credit, bank guarantees, providing short term loans (RCA), project financing and other bank facilities; - Developing new methodology based on the international experience; - Preparing weekly reports to indicate utilized & unutilized balances of LC’s; - Regularly monitoring existing and potential customers of the Bank in the segment of international trade transactions; - Identifying and analyzing current and future needs of the bank's customers and their main contractors; - Developing and implementing of new regional, interregional and international business programs aimed at the development of documentary business with customers; - Coordinating terms and conditions of the letters of credit and post-financing with counterparty banks; - Evaluating the company’s financial situation and presenting the transaction to the approval of Credit Committee. - Checking the completeness and accuracy of the documents collected. Achievements Multiplying the L/Cs and guarantees portfolio just in one year, performing for the first time back to back L/C in the bank, establishing negotiations with colleagues from EBRD, increasing limit of Revolving Credit transactions, attracting new funds from international organizations

Tasks and responsibilities - Managing Regional Credit Department - Reporting to management key financial monthly results and writing Sales Regional status reports - Analyzing trends, quantifies cost/benefits, calculates ROI, and effectively implements necessary policy changes - Visiting customer sites - Negotiating payments terms, payout arrangements, and monitoring delinquent accounts - Managing Customer Accounts and ensuring highest level of customer service - Preparing credit reports for committee approvals

- Assisting in the financial analysis, credit underwriting and approval process. - Identifying cross sell opportunities, preparing credit approval packages, annual reviews, renewals of credit, client credit proposals and coordination of document preparation and closings. - Coordinating credit and loan portfolio administration support such as monitoring past dues, document exceptions, collateral value monitoring, and covenant compliance.

Economics and Finance, Finance and Credit